保险,账单 & 金融援助
We’re here to help you navigate through any questions you have about your bill from NYU Langone, 其中包括 Tisch医院, 网上买彩的正规平台 Hospital-Brooklyn, 纽约大学朗格尼医院长岛, 纽约大学朗格尼骨科医院, 面包干康复, 纽约大学朗格尼分校的家庭健康中心以及相关的门诊地点.
你可能会收到以下单独的帐单:
- 你住院
- 紧急服务
- 门诊病人的住院部分
- 医生的服务
Please contact us by phone or in person using the methods listed below if you have any questions about insurance or billing.
进一步了解你的 医院的账单,你的 急救护理法案,或者你的 医生服务法案.
关于你的医院账单的重要信息
It is important for you to know that the hospital only bills you for hospital services. 你会收到医生单独的账单. The doctors who care for you at the hospital may work in a private practice or they may be employed by the medical center. 有些医生可能和医院不在同一个健康计划网络中.
Ask the doctor admitting you to the hospital or scheduling your outpatient care if they participate in your insurance plan’s network. 如果医生或医院不在你的计划网络中, 你的保险公司将要求你支付更多的费用.
网络内保险覆盖范围:医院福利
NYU Langone参与了许多健康计划网络. Each health plan creates a network of doctors 和 hospitals who have agreed to be in that network. 这就是所谓的“参与”计划. 查看 我们参与的保险计划清单.
一些健康计划为某些服务使用较小的网络, so it is important to check whether we participate in the specific plan that covers you. 我们的列表会告诉你我们是否在健康计划的网络中.
网络内保险覆盖范围:医生福利
You can look online to see if your doctors work for NYU Langone 和 if your doctors are part of the same networks as the hospital. 找到 所有这些医生的信息包括受雇的麻醉师、病理学家和放射科医生.
You should check with the doctor admitting you to the hospital or scheduling your outpatient treatment to find out whether other doctors will be involved in your care. Your doctor can give you their name, practice name, mailing address, telephone number. Your doctor will also be able to tell you if you are likely to need the services of any doctors employed by NYU Langone, 在这种情况下，你可以从上面的链接获得资料.
To help you underst和 full impact of your financial responsibility as a patient, you can coordinate with your insurance company after your provider has identified the procedures likely to be performed, 或致电 .
需要支付的费用
Out-of-pocket costs for healthcare services may vary significantly across health systems, 即使是普通的程序. 纽约大学兰贡, we are committed to providing you with this information up front so that you can make the best choice for yourself 和 your family. 我们提供以下工具，以帮助您估计您的自付成本.
符合医疗保险和医疗补助服务中心的规定, hospitals are required to maintain a list of 标准收费 for the items 和 services they provide. This includes payer-specific negotiated charges for the range of items 和 services delivered. 你可以查看NYU Langone的列表 标准收费 在机器可读的文件.
It is important to remember that 标准收费 do not reflect or represent the actual out-of-pocket cost a patient pays for these services. 相反，它是一个收费服务的综合清单. 每个病人的护理都是独特的, 和 actual out-of-pocket cost a patient pays may vary depending on the clinical services provided; your specific insurance plan, if you have one; the location where you received services; 和 other factors. The list of 标准收费 also does not explain how patient safety 和 quality are factored into the cost of services provided at NYU Langone. 因为这个原因, listing may not be a useful tool for accurately underst和ing what patients 和 insurers pay for care.
在纽约大学朗格尼分校，更好的护理带来更好的结果. Our commitment to delivering the highest quality of care lowers costs by reducing unnecessary hospital readmissions 和 complications.
Another way for you to get information on potential out-of-pocket costs is NYU Langone’s 付现成本估计. 这个工具会考虑到你的保险计划, 如果适用的话, 和任何扣除, 付费, 或者共同保险. 与标准收费清单类似，这个估算器是一个起点.
在纽约大学朗格尼分校获得最可靠的自费服务, 与保险公司沟通是很重要的. 他们将能够帮助你有关免赔额的信息, 共同付费, 共同保险 related to the services received 和 in accordance with your insurance 政策.
When you need 急救护理 or are unexpectedly treated by an out-of-network provider at an in-network hospital or ambulatory surgical center, 你被保护免于被收取超过你的保险计划的共同支付, 共同保险, 或扣除. 了解更多关于 你的权利和对意外医疗账单的保护.
如果您没有健康保险，请致电 to get information about an out-of-pocket cost estimate, or to learn more about our 金融援助政策 和 your eligibility for subsidized health insurance through programs such as Medicaid.
支付医院账单
Tisch医院, 网上买彩的正规平台 Hospital-Brooklyn, 纽约大学朗格尼医院长岛, 纽约大学朗格尼骨科医院, 和 纽约大学朗格尼分校的家庭健康中心 会给你寄住院费和门诊费吗, 列出你接受治疗的费用.
A “daily care charge” on the inpatient bill covers the basic everyday work of the hospital. 它包括24小时护理、食物、家政和其他支持服务. 按照你的保险计划的条款, 保险支付大部分费用，剩下的由你支付.
“Optional personal charges” on an inpatient bill are for any extra services received. 你可能要求为家庭成员用餐或要求包间. 健康保险通常不包括这些额外的项目.
让付款尽可能简单和直接, 我们要求每位投保病人支付免赔额, 共同保险, 或在任何非紧急服务时共同支付. 您可以付现金、支票或主要信用卡.
This time-of-service payment is based on our estimate of your bill, but it is only an estimate. 出院后，我们会把最后的帐单寄给你的保险公司. They will send you an explanation of benefits (EOB) showing what we charged 和 what they paid. 我们会寄给你一份最终账单，显示你的欠款余额以及如何支付. 这应该与EOB上的信息相匹配.
If you are in active labor or require 紧急服务, our first priority is to take care of you. 在医生告诉我们你的情况稳定之前我们不会要求你付款.
You will be asked to pay for any charges not covered by your insurance after you are discharged.
产前护理援助计划
产前护理援助计划, 也被称为PCAP, is insurance for pregnant women available through the 纽约大学朗格尼分校的家庭健康中心. PCAP提供产前护理服务, 分娩, 还有产后两个月的护理.
PCAP coverage is available to any pregnant woman regardless of age or immigration status. 需要申请. 我们的病人服务倡导者可以帮助确定你是否符合资格. 欲了解更多，请致电 .
财务顾问和医院账单的财务援助
If you do not have health insurance or your insurance only covers a portion of your 医院的账单, 你可能有资格申请经济援助. 请去医院看看 政策 和 常见问题. 如需申请，请遵循经济援助申请上的说明. You can also talk to a financial counselor by visiting or calling one of the locations below weekdays between 8:00AM 和 5:00PM.
- Tisch医院 和 纽约大学朗格尼骨科医院 financial assistance application:曼哈顿第一大道560号SK房间
- 纽约大学朗格尼医院布鲁克林助学金申请地址:布鲁克林55街150号，LB 2940套房
- 纽约大学朗格尼医院长岛助学金申请旧乡村路200号，米尼奥拉W440套房，
如果你在纽约大学朗格尼分校的家庭健康中心接受服务, you do not have health insurance or your insurance only covers a portion of your 医院的账单, 你可能有资格申请经济援助. Please contact the site where your appointment has been scheduled to discuss financial assistance options.
金融援助总结
金融援助的应用程序
付款问题
你的紧急护理账单
一份来自 罗纳德·O. 佩雷尔曼应急服务中心, 塞缪尔斯矫形急救中心, 纽约大学朗格尼科布尔山分校,或者是 布鲁克林纽约大学朗格尼医院急诊科 includes charges for the nursing services 和 supplies provided during your 急救护理. Imaging tests, laboratory tests, pharmacy services are individually listed on this bill. 这些费用的一部分可能由你的保险公司承担.
参与你治疗的医生的账单将会分开寄给你. 您的保险公司可能承保这些服务，也可能不承保. 请参阅下面有关医生账单的更多信息.
医生服务条例草案
纽约大学朗格尼分校的病人会收到医生提供的服务的单独账单, 无论是作为你住院的一部分, 急救护理, 或者去看医生. 你可以通过 寻找医生.
你也可能收到辅助医生服务的账单, 如麻醉, 放射学测试, 病理, 或其他服务. 虽然你可能见不到这些医生，但他们提供至关重要的护理.
除了, 你可能会收到来自纽约大学朗格尼分校附属医生的单独账单, 但他有一家私人诊所.
查看这个医生账单样本 了解更多关于您账单上的信息.